Meet Natalie Neville Personal Insurance Broker Q     Do glass claims affect my premium? A     The typical glass claim is accidental a small rock hits your car and the next thing you know there is a crack through the entire windshield! While the occasional glass claim won't affect your annual premium, your insurance company may increase your comprehensive deductible if too many glass claims have been submitted in short period of time. If you have a small chip it would be in your best interest to have it repaired rather than wait for it to spread. If you need to have the windshield replaced and are concerned about increasing deductibles, check with your insurance company to see how your policy may be affected. Our commitment to our customers is to provide the right coverage at the right price while delivering an exceptional level of service. If you have any questions, give Natalie Neville at Cain Insurance Services Ltd a call 459-3000 or click here to send an email.

	Meet Shayne Prosser Commercial Insurance Broker Q     I'm just getting my business started. Do I need insurance right away? A     Yes, because the chance that you could suffer a loss begins with the first day of business. You can't get help after the fact. If you suffer a loss and have no insurance or have improper or insufficient coverage, there is very little, if anything, your Broker can do to help you. You must be prepared for the risks that are inherent in any business and the losses, sometimes catastrophic, that they can cause. Also, many provinces and local jurisdictions require that businesses be insured to begin operating. And if you rent space for your business, your landlord probably requires that your be adequately insured as well. Our commitment to our customers is to provide the right coverage at the right price while delivering an exceptional level of service. If you have any questions, give Shayne Prosser at Cain Insurance Services Ltd a call 459-3000 or click here to send an email.

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